ICSAB+ Rewards Program

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New Rewarding Experience with ICSAB+!

Welcome to the most rewarding loyalty program "ICSAB +” Enjoy rewards like never before and maximize your point earning! Our big merchant’s network is at your service with more than 100+ local and international partners, in addition to multiple redemption options that are tailored for an even more rewarding banking experience.

How can you Collect ICSAB+ points?

Customers can gain ICSAB+ points through the following:

  • Debit and Credit Card transactions international and domestic
  • Perform Digital activities through mobile and online banking
  • Digital payments
  • Personal/home finance applications and top-ups
  • Account balances.

You Shop. We Reward. As Simple as That!

*Every 1,000 points you collect (equivalent to SAR 100*) for E-voucher Redemptions.
*Every 1,000 points you collect (equivalent to SAR 70*) for Cashback Redemptions. 

How can you Redeem ICSAB+ points?

You can redeem your points with 5 main methods via ICSAB+ portal by following the below steps:

  • login to SabMobile, OR Sabonline.
  • From “My Banking” Click on ICSAB+ Rewards.
  • Accept the T&C’s if you are a new customer.
  • Click on “Take me to My ICSAB+ Portal”.

 

Instant ICSAB+ CA$H

You can Redeem your ICSAB+ points for Instant Cashback simply by following the below steps:

  • Login to SABMobile OR Sabonline.
  • Click on Loyalty programs & Select ICSAB+ CASH
  • From the list choose the Account or Credit Card to be credited
  • Select ICSAB+ CASH amount value (SAR 200 and multiples)
  • Verify the request details and click proceed

Final confirmation page will be displayed “All Done!

 

ICSAB+ CA$H

  • From the side menu click on “ICSAB+ CA$H”.
  • From the list choose the Card or Account to deposit the cashback.
  • Choose the ICSAB+ CA$H amount value (200 up to 25,000) SAR.
  • Click on “continue” then confirm to process your request.

E-vouchers

  • From the side menu click on “E-vouchers/e-Gifts”.
  • Chose the merchant, and select the e-voucher SAR value.
  • Input your information, then confirm your request.
  • You will receive message contain the e-voucher.

 

On-line Travel

  • From the side menu click on “Online travel”.
  • Select the required service.
  • Choose the destination and dates. The prices will display as ICSAB+ points.
  • Input your personal and contact information to proceed booking hotels and air tickets.

 

Donate your ICSAB+ points:

  • From the ICSAB+ portal page, go down and select “Donate ICSAB+ points”.
  • Choose the charity name (Ehsan) or (Joodeskan).
  • Select the donation value 500 - 2000 (Every 10 points equivalent to 1 SAR).
  • Click on “continue” then confirm to process your request.

 

Digital Activities

Go Digital !

Earn Points SAB Online and SAB Mobile Registration

Get 20 points for registering to mobile banking and 10 points for registering into online banking!

Earn Points by being Active

  • Visit digital banking channels every month and keep earning points
  • Use more of the digital banking services.

 

Earn points by changing the paper statement to digital statement:

 

When statement changed to digital No. earned Points
Via SAB Online 10 Points
Via SAB Mobile 20 Points

 

ITM Services Points Frequency
Cash Deposit/Withdrawal 10 Points Once per day
Cheque Deposit/Withdrawal 10 Points Once per day

E-Desk Services Points
Print Chequebook 10 Points
Print E-Statements 10 Points

 

Earn points for enroll Initial Public Offering (IPO) via e-services

Enroll Via SAB Online 20 Points
Enroll Via SAB Mobile 40 Points

Card Transactions

Your First Transaction Count !

Get awarded with10 ICSAB+ points when using your SAB Credit Card for the first time spend!

Make Your Everyday Transactions Even More Rewarding !

  • The more you use your card on international spend, the more you earn
  • The more you use digital channels like wallets and e-commerce, the more you will earn

When using SAB credit cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

Credit Card Type

World Elite Mastercard

World Mastercard

Premier Mastercard

Signature Visa

Advance Visa

Platinum Visa

Platinum Mastercard

Titanium Mastercard

Classic Visa

Domestic & EU Spend

15 Points

15 Points

15 Points

12.5 Points

*10 Points

10 Points

10 Points

10 Points

10 Points

International Spend

17.5 Points

17.5 Points

17.5 Points

15 Points

*12.5 Points

12.5 Points

12.5 Points

10 Points

10 Points

*The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

• Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
• Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
• Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services

Boost ICSAB++ points by digitalization your payments:
• Pay contactless and get 5% more rewards
• Pay through your digital wallet and get 10% more rewards
• Pay online purchases and get 15% more rewards
• Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

Earn points by having the peace of mind of paying on installments with AQSAT service

Repayment Term No. of ICSAB+ points
Instalment plan 6 months 10 Points
Instalment plan 1 Year 20 Points
 Instalment plan 2Years 30 Points


Mada debit card Transactions

When using SAB Mada cards with an amount of 100 Saudi riyals or equivalent, you will get the following ICSAB+ points as a maximum*

Type of Debit Card

Private Banking

SAB Premier

SAB Advance

Al Ruwwad

SAB Mass

Household Prepaid

Salary Card

Domestic & EU Spend

0.5 Point

0.5 Point

0.5 Point

0.5 Point

0.5 Point

0.5 Point

0.5 Point

International Spend

1 Point

1 Point

1 Point

1 Point

1 Point

1 Point

1 Point

*The following merchant categories will earn 90% less points *(Effect from 1st of December 2023)

• Educations • Donation • Barbershops and Beauty • Utilities and Governments fees • Insurance and IPOs
• Real-estate and Rentals • Gas stations • Automobile sales and maintenance 
• Transportation, Roads, parking lots   • Cleaning Garment and Laundry Services

Boost ICSAB+ points by digitalization your payments:
• Pay contactless and get 5% more rewards
• Pay through your digital wallet and get 10% more rewards
• Pay online purchases and get 15% more rewards
• Add your card for online subscriptions & recurring digital payments and get 20% more rewards for each transaction.

Financial Products

Dream Big and Earn More !

Apply to a bigger loan, and earn more points

Accounts

Save More and Earn More !

Earn Points by Growing your Balance as your bank relationship with SAB grows

Payments

Earn Points through Digital Payments !

Transform your payment habits to earn more:

use digital channels as your transfer your money and setup standing instruction and earn additional points!